Making homeownership a reality for you!

Your dream home in Zimbabwe is closer than you think, no matter where you are in the world! Our Home Loans are designed to make property ownership and investment effortless. 

Whether you're building from scratch, upgrading your current home, or tapping into your property's equity, we offer customized financial solutions to support your journey.

Enjoy flexible repayment options, competitive interest rates, and expert guidance at every stage. Take the first step toward making your dream home a reality today!

Get in touch with one of our agents today.

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Requirements

Outright Purchase
  • Deposit equivalent to 25% of Purchase Price
  • Unencumbered Title deed
  • Agreement of Sale
  • Proof of employment
  • Certified / notarized copy of Work permit/citizenship
  • Certified / notarized copy of valid passport and Zimbabwean ID
  • Proof of residence in the country of residence (must be within 3 months)
  • Bank statement (3 months) (country of residence)
  • Bank stamped reference letter on the bank’s letterhead (country of residence)
  • Two (2) recent passport size photographs (must be within 3 months)
  • Proof of income - pay slip
  • Credit report from a credit bureau in the applicant’s country.
  • Opening of or confirmation that customer holds a savings / current account with ZBFH Group
  • Fully completed mortgage application form with all alterations signed for
  • Fully completed and signed Mortgage Protection Policy (MPP) form
  • Fully completed and signed electronic statements form for the mortgage account
  • Certificate of Balance if take over from another financial institution
  • Certified copy of Owners’ Association Constitution (if buying in a block of flats or town houses)
  • Certified copy of Notarial deed on flats (if purchase of flat or cluster unit)
  • Copy of block Fire Insurance Policy (if purchase of flat)
  • Proof of payment of valuation fees (1.5% of loan minimum USD250.00)
  • Application fees (USD100.00)
Building Mortgage/Equity Release/Home Improvement
  • Unencumbered Title deed
  • One fix and supply quotation from a registered, reputable builder / contractor or bill of quantities
  • Alternatively supporting quotations for materials and labour
  • Approved floor plan
  • Proof of employment
  • Certified / notarized copy of Work permit/citizenship
  • Certified / notarized copy of valid passport and Zimbabwean ID
  • Proof of residence in the country of residence (must be within 3 months)
  • Bank statement (3 months) (country of residence)
  • Bank stamped reference letter on the bank’s letterhead (country of residence)
  • Two (2) recent passport size photographs (must be within 3 months)
  • Proof of income - pay slip
  • Credit report from a credit bureau in the applicant’s country.
  • Proof of payment of mortgage application fees (USD$100.00 Flat)
  • Proof of payment of valuation fees (min USD250.00/ 1.5% of loan)

Ready to own property back home?

Download the Diaspora Mortgage Loan application form now and take the 
first step toward making your dream a reality!

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