ZB Financial Holdings, through ZB Bank, has partnered with PayInc and SendHome to introduce seamless, 24/7 digital cross-border payments between Zimbabwe and South Africa.
At a glance
Innovation: 24/7 instant cross-border payments between Zimbabwe and South Africa.
Technology: Powered by PayInc’s TCIB multi-currency digital platform.
Impact: Faster, secure, and more affordable remittances and trade payments.
Inclusion: Expands access to digital financial services across both economies.
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Get full details on the partnership, technology, and impact of this cross-border payments solution.
With active processing from October 2025, this collaboration connects the Zimbabwean and South African economies through faster, more affordable digital payments. The integration of PayInc’s Transactions Cleared on an Immediate Basis (TCIB) platform into SendHome and ZB Bank systems ensures seamless interoperability across borders.
This initiative simplifies cross-border payments for businesses and individuals, addressing long-standing challenges such as high transaction costs, fragmented systems, and limited interoperability. It also strengthens financial inclusion by expanding access to reliable digital payment channels.



