The ZB Hospital Cash Plan is a policy that provides protection against unexpected costs and loss of income as a result of hospitalization of a policyholder or his/her chosen dependents aged one year to 64 years.
The hospital cash plan also provides life cover on the death of a policyholder equal to premiums for all registered dependents, for the lesser of two years or the remainder of the policy term.
Policyholders can select any policy term, subject to a minimum of 5 years. Cover for child dependents ceases at 23 years, while that for a policyholder and adult dependents cannot go beyond 75 years. A waiting period of three months will apply before benefits can be paid. Cover will continue for as long as premiums are paid.
Rest assured that hospitalization will not affect your income and expenses.
- A daily cash payment is made available for each day spent in hospital when an insured person is hospitalized for more than 48 hours
- If a policyholder suffers disability and is unable to perform any occupation, remaining premiums for all insured persons will be paid by the Company
- Policyholders can select any policy term, subject to a minimum of 5 years
Pricing
A maximum of three hospital visits are covered in any policy year.
Maximum benefit payable in a policy year is limited to 90 days for the policyholder and 45 days for a dependent.
Requirements
- Documentary proof of identity for the policyholder and all of the registered dependents in the form of a copy of the ID card
- Documentary evidence of age in the form of an original or certified copy of your birth certificate
- Proof of identity
- Documents to verify age
- Proof of dependency
- Proof of nationality
